A late fee here, a late fee there... it can add up quickly to hundreds of dollars a year. This doesn’t even include reconnect fees for things that may get cut off if they aren’t paid in a timely fashion (or the inconvenience of having no hot water, or phone service if that happens!) Many banks have automated bill pay you can use for companies that require checks, and even more places will take your credit card on file and charge that directly. Paying all of your bills when they are due also helps keep your credit score up, which can make buying those big ticket items easier in the long run.